Applying Personal Finance Discipline to Weight Loss


Applying Personal Finance Discipline to Weight Loss _

Last week was my birthday, and as we all know yesterday was Thanksgiving. Between the two (!!) cakes I received as part of my birthday celebrations and the four (!!!!) pies we had at Thanksgiving dinner yesterday, you could say that I have a bit of a food hangover. A lasting food baby, if you will.

Needless to say, I need to get rid of said food baby ASAP. I’m lucky enough to be spending Christmas in Brazil with BF and his family, so it’s time to get my bikini body back. I’ve always been pretty lucky with my weight and in the past have been able to eat pretty much what I want, not exercise as much as I should, and maintain a healthy weight. As I’ve gotten older, I’ve noticed that eating junk/not exercising has a bit more of an impact on my waistline. Oh the joys of aging.

Parallels between weight loss and personal finance

Weight loss, like many things in life, is all about self-control and delayed gratification. I’m not gonna lie, I’ve never been great at either of these things when it comes to eating healthy and exercising. But, as I was thinking through how to go about losing weight this time around, I realized that I am GREAT at self-control and delayed gratification in another area of my life: personal finance. Continue reading

A Letter to Mom & Dad: Sorry I Was Such a Brat

A Letter to Mom and Dad - Sorry I Was Such a Brat _

As I work on this blog, I find myself reflecting more and more on my financial journey to date. I’ve come to see that so much of my thinking about money was shaped by my parents’ ideals and values, and I am incredibly thankful to have parents who are so smart with money. So frugal, really.

See, as far as I can tell, my parents have always known what they value: family, friends, time spent together, fun experiences, education, culture. They’ve spent their money in alignment with these values, choosing to go on family vacations instead of buying new cars, or pay for my summer art classes instead of eating out more frequently.

While I appreciate this so much now, I know that I didn’t always. So this one’s for you, mom and dad. I’m sorry for not appreciating your frugality as a kid. I’m sorry I was such a brat. Continue reading

Life’s Simple Pleasures

Life's Simple Pleasures _

I wake up on a quiet Sunday morning with nowhere in particular to be. It’s a perfect, sunny day. The first hints of fall are in the air, and we’ve turned the air conditioning off and slept with the windows open for the first time in months. I laze around for a while, halfway between sleeping and waking. Finally, I’m up, but it’s still not time to get out of bed. I reach for my book and start reading, with the sunlight coming in, and the cool breeze drifting past me. Life is just about perfect.

From time to time, I am struck by the power of simple moments like this, when everything in life seems good and calm. There are a lot of things that money can buy, but moments of simple peace and happiness aren’t among them.

Today, I thought I’d help us all put things into perspective (myself included!) and remember some of the simple things in life that can bring the most joy. Continue reading

Do You Really Need A Side Hustle?

Do you really need a side hustle _

Personal finance bloggers love to hustle

A big focus in the PF community is on creating multiple income streams. Sometimes this takes a passive form, through investing in stocks or real estate, and sometimes it takes a more active form, through side jobs, gigs, or a “hustle.” Many people are able to turn their blogs into income generators. Others work as virtual personal assistants, write content for other blogs, manage social media channels, etc.

While I deeply admire those who seek to pursue side jobs, I’ve come to see that it’s not for me. Since there is so much out there about the where, how and why of side hustles, today I thought I’d present the other side of the argument: why I don’t have a side hustle. That’s right, I work one job and have no plans to change that any time soon. Continue reading