Applying Personal Finance Discipline to Weight Loss


Applying Personal Finance Discipline to Weight Loss _

Last week was my birthday, and as we all know yesterday was Thanksgiving. Between the two (!!) cakes I received as part of my birthday celebrations and the four (!!!!) pies we had at Thanksgiving dinner yesterday, you could say that I have a bit of a food hangover. A lasting food baby, if you will.

Needless to say, I need to get rid of said food baby ASAP. I’m lucky enough to be spending Christmas in Brazil with BF and his family, so it’s time to get my bikini body back. I’ve always been pretty lucky with my weight and in the past have been able to eat pretty much what I want, not exercise as much as I should, and maintain a healthy weight. As I’ve gotten older, I’ve noticed that eating junk/not exercising has a bit more of an impact on my waistline. Oh the joys of aging.

Parallels between weight loss and personal finance

Weight loss, like many things in life, is all about self-control and delayed gratification. I’m not gonna lie, I’ve never been great at either of these things when it comes to eating healthy and exercising. But, as I was thinking through how to go about losing weight this time around, I realized that I am GREAT at self-control and delayed gratification in another area of my life: personal finance. Continue reading

30-day Challenges: Baby Steps Towards Life Goals

30-day Challenges Baby Steps Towards Life Goals _

I am a big fan of continual self-improvement. I like to constantly challenge myself in both my personal and professional life. I strive to become smarter, healthier, more mindful, more productive, etc. This self-improvement is undertaken within the context of my larger life goals, but sometimes those goals are just too broad to really impact my day-to-day behavior. This is where 30-day challenges come in.

30-day challenges are a great way to experiment with new lifestyle choices. After all, you can do just about anything for only 30 days. 30 days is long enough to make a habit stick, but short enough to not make you miserable if your experiment just isn’t sustainable. Continue reading

Culture on the Cheap: Visiting Museums for Free!

Culture on the Cheap Visiting Museums for Free!

As you might have guessed from our escapades around Europe this summer, BF and I are kind of culture junkies. Museums are one of our favorite ways to experience a new culture and gain exposure to new forms of expression and ways of life. We love a good art/history/science/music/whatever museum, and seek them out wherever we go.

The downside to museums is that all of the fun they offer often comes at a price. Depending on the size and type of museum you’re visiting, a ticket can range from a few dollars to $20+ per person. As much as I love a museum, I really don’t love paying tons of money to spend an afternoon looking at art. I MUCH prefer to look at art for free, and luckily there are many ways to do that!

Today I’d like to share a few tips for visiting amazing museums completely for free. As long as you’re willing to be a little flexible and/or plan ahead, you can easily take advantage of these opportunities to visit museums for free all around the world. Continue reading

To Personal Capital or Not to Personal Capital: That Is the Question

To Personal Capital or Not to Personal Capital That Is the Question _

Dear Readers:

I need your help! I have always managed my investments on my own, but I’ve recently been researching Personal Capital and I have to admit that I am intrigued. My general investment strategy is to invest as simply and easily as possible. I typical purchase low-fee index funds and ETFs that align with a fairly aggressive asset allocation. I then stay the course, not changing my strategy based on market fluctuations but instead believing that over the long-term, this strategy will yield positive results.  Continue reading